The Estate Capital Investment Portfolios offer five model investment strategies aimed at medium to long term investors who seek capital growth from a portfolio of leading investment funds.

Since 2004 we have been conducting our own in-house research so that each of the funds that we recommend within our five portfolios has been individually monitored and selected. We offer a distinct investment service that has proven attraction to clients and professionals. Our portfolios have enjoyed a 20-year track record of consistent performance against established national benchmarks. It is our intention to use the Crossing Point portfolios as our principal recommendations from January 2024 onwards.

There are a wide range of asset classes across global markets available to investors. Our portfolios bring together a diversity of equities, fixed interest securities, currencies, natural resources, precious metals, and commercial property. The global balance of investment across differing asset classes is a primary driver of portfolio return and enhanced security.

Individual investments and the asset class they represent are combined into a risk rated model investment portfolio. Our aim is to optimise the asset allocation to achieve the highest expected level of return for a given level of risk.

Our portfolios offer access to highly rated leading investment fund managers who have in the past provided above average returns. The individual funds that make up our diversified portfolios are selected upon the quality of the fund manager and the consistency of past performance.

Our research process is designed to identify investment funds that are continually successful rather than those where long-term performance is a result of one or two years of speculative performance. We constantly monitor and evaluate our investment and sector selections between publications.

Our investment portfolios are updated and published twice a year. It is from these selections that we build our successful investment, trust fund and pension fund portfolios.

The Estate Capital Portfolios are constantly monitored but are reviewed and updated every six months. At these reviews, we test the asset allocation for each portfolio using a portfolio modelling tool powered by research from actuaries Willis Towers Watson and investment data from Financial Express and Morningstar. We review all the individual investment fund selections that make up the portfolios to maintain good performance.

Once we have determined your investor risk profile, it is important that your portfolio remains within your chosen asset allocation range. With investments growing or falling at differing rates, it is easy for an allocation of assets to become out of balance to the original risk profile. Similarly, it is possible that a previously selected fund may not perform as well as expected or as well as it may have done in the past when it satisfied our selection criteria.

It is important to remember that the value of an investment and the income received from an investment can go down as well as up. Changes in exchange rates or taxation may have an adverse effect on the price, value, or income of the investments. Investment returns may be constrained by charges levied and inflation may reduce the value of investments.

Client Testimonials

Please read the many testimonial endorsements our clients have provided on this website to see what they say about our advice and on-going service.

Read More →

Financial Guides

Please read the many free financial guides we have provided on this website to help you make better-informed financial decisions that are right for you.

Read More →